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A Landopia Buyer Benefit

If your first parcel isn’t the fit, you’ve got a year to trade it in.

If you bought land from us on terms and you decide a different parcel is the better fit for your family, we’ll trade you. Your principal moves with you. The doc fee for the swap follows the parcel you’re moving into, and it never goes below $250. The clock is one year from the day you signed.

The Property Exchange, In Short

A swap, not a refund.

The Property Exchange is for current Landopia buyers who are paying on a parcel and realize a different one in our inventory is the better call. Maybe the family wants more acres now that the kids are picturing themselves out there. Maybe you walked the original parcel for the first time and realized you want to be closer to a different stretch of public land instead.

Whatever the reason, you don’t lose what you’ve put in. We take the principal you’ve paid on the original parcel and apply it as principal on the new one. You pay the new parcel’s doc fee, which starts at $250, sign the new contract, and the adventure picks up on a different piece of ground.

The land swaps. The note stays with the family.

Three Steps

Here’s how an exchange works.

  1. Step 1

    Tell a Land Specialist you want to exchange, and pay the doc fee.

    The doc fee is what gets the exchange in motion. Nothing reserves until the fee is paid.

  2. Step 2

    We research your principal balance and walk you through what you can swap into.

    We don’t have your principal number at our fingertips on the first call. Give us a day or two to pull the math, then we’ll tell you exactly what current inventory your balance covers.

  3. Step 3

    Pick your new parcel and sign the paperwork.

    You sign the Property Exchange & Termination of Agreement, which closes the old contract and cancels its note. A new contract opens on the swap parcel, your principal moves over, and your monthly payment resets based on the new contract.

You can only swap into a parcel we currently have for sale. If nothing in current inventory feels like the right fit, that’s a conversation worth having before the doc fee is paid, not after.

What It Costs to Swap

Plain numbers, two common cases.

I’d rather show you the math than have you guess at it. The rule is one sentence: your principal carries over, and you pay the doc fee on the new parcel.

Case 1 · Same Price or Less

You swap into a parcel that costs the same or less.

Most exchanges land in this shape.

Doc fee (the paperwork)
$250
Principal you’ve paid
Carries over
Monthly payment
Resets on new contract
Out of pocket$250

That’s the whole out-of-pocket.

Case 2 · Costs More

You swap into a parcel that costs more.

The test: does your principal cover the new down payment?

Doc fee (the paperwork)
$250
Principal clears the new down payment
No extra cash
Principal falls short
Bring the difference
Out of pocket$250 + difference

Every dollar of principal you’ve already put in stays on your side of the ledger.

What stays the same in both cases: you pay a doc fee, your principal carries over, and you keep your seat as a Landopia buyer in good standing. One guardrail to know up front: the parcel you swap into needs to be priced at or above the principal you’ve already paid, so every dollar carries over and nothing gets stranded. We don’t refund principal in cash.

A Few Straight Answers

The fine print, in regular print.

Who it’s for.
Current Landopia buyers on an owner-financed contract who are inside their first 365 days from signing.
Who it isn’t for.
Anyone who hasn’t bought from us yet. The Exchange is a buyer-side feature, not a way to browse. If you’re new to Landopia, the front door is the parcel listings, not this page.
The 365-day clock.
It starts on the day you signed your original contract, not the day the land was listed and not the day your first payment cleared. An exchange doesn’t reset the clock. If you signed in January and you swap into a new parcel in August, your window still closes the following January. The 365 days are anchored to that first signature, not to whatever parcel you’re sitting on at the moment.
Cash payments don’t apply.
If you bought a parcel outright, the Exchange isn’t the right policy for that situation. Reach out to a Land Specialist and we’ll talk through what is.
What "principal" means here.
Principal is the part of your payments that went toward the land itself, not toward the doc fee, taxes, or service fees. We don’t have the number on hand at the start of the first call. Once you’ve kicked off an exchange, we’ll research your account and come back to you with the principal balance before you commit to a swap parcel.
The doc fee.
It follows the parcel you’re moving into, and it never goes below $250. Processing an exchange is real work: cancelling the old sale, writing the new one, and running the principal math. It’s paid up front to get the exchange moving, and nothing on the new parcel is reserved until it’s in.
One parcel for one parcel.
An exchange swaps a single parcel for a single parcel. The principal from the parcel you’re leaving moves to the one parcel you’re picking up. We don’t split your principal across two parcels, and we don’t roll two of your contracts into one. The new parcel can cost more, the same, or less than your original. If you want to make another move later, that’s a separate exchange, and it’s still one parcel for one.
You never lose principal, and we don’t cut refund checks.
The one rule on a downward swap: the parcel you move into has to be priced at or above the principal you’ve already paid. That way every dollar you’ve put in carries straight onto the new parcel. We don’t refund principal in cash, and we’d never let you strand it by swapping into something cheaper than what you’ve already paid. Your Specialist will line up options that fit your balance, so your principal is always working for you.
No cap on exchanges inside the 365-day window.
As long as you’re inside the year, every exchange is on policy. If you signed in January and want to swap in April, then again in July, then again in October, the door is open every time. We’re not going to limit you to one bite of the apple while the window is still open. After day 366, the window has closed and any further exchange would be a special-circumstance conversation, not a standing offer.
The termination agreement.
The document you sign is the Property Exchange & Termination of Agreement. It’s the mutual-agreement letter that closes the old contract and cancels its note, so the new contract can take its place. No credit hit, no collections file, no penalty on your end. It’s the plain legal way of saying both sides agreed to end the old sale because the swap is replacing it.
Why We Do This

We’d rather you end up with the right parcel.

Buying raw land sight unseen is a real act of trust. Most of our buyers walk their parcel for the first time after the contract is signed. Sometimes life shifts in that first year, and the family’s idea of what the land should be shifts with it.

When that happens, I’d rather move you onto the right ground than watch you walk away from the one you started on. The Exchange is how we make that easy. You stay a Landopia owner, we keep the relationship, and the land you actually end up with is the one that fits the life you’re actually building.

If you ever call thinking about backing out, the first thing my team is going to do is walk you through the Exchange before anything else. That’s how much we believe in it for the buyer who realizes their first pick wasn’t quite the fit.

— Erik Peterson, Founder

When You’re Ready

Talk to a Land Specialist.

A phone call with a Land Specialist is the quickest way to get started. They’ll pull your file, confirm your day-365 window, and walk you through what’s currently available.

If you already know which Specialist you’ve been working with, emailing them directly is a fine way to kick it off too. If you don’t have their email handy or that person is no longer with us, send a note to sales@landopia.com and someone on the team will pick it up the next business morning at the latest.

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Call or Text a Land Specialist
Email Us

Your Specialist's direct email works too.

Email a Land Specialist

Have your original parcel handy when you reach out so we can pull the principal balance and the signing date in one pass.

More Buyer Benefits

More of what comes with the land.

The Property Exchange is one piece of how we look out for our buyers. Here’s a quick look at the rest.

Buyer Benefit

Peace-of-Mind Guarantee

100 days to decide the land is right for you, or walk away with your principal back.

See how it works
Buyer Benefit

Warranty Deed

The clean title transfers at payoff, not something weaker. Warranty deed, the strongest deed there is.

See how it works
Buyer Benefit

Use It From Day One

Camp, hunt, and set up a base camp from the day you sign, not the day the note pays off. Permanent improvements wait for title.

See how it works

A piece of land is supposed to feel like home before you ever build on it. If the one you started with isn’t there yet, let’s get you onto the one that is.

— Erik Peterson, Founder

365-Day Property Exchange · A Year to Trade Your Parcel | Landopia