Owner-financed land to camp on, hunt, build on, and call your own.

Pick a parcel on All Listings and click Claim this Land. You pay the down payment and doc fee online, which reserves the parcel and takes it off the market. Contracts go out by email within 24 hours on business days, and you have 72 hours to review and sign them electronically. Once they’re signed, we set up your note in GeekPay and send you the link to start your monthly payments. Rather talk it through first? Call or text a Land Specialist at 615-987-0908.

Yes. Real entity, real address, real Tennessee phone line, real Land Specialists you can call or text, real warranty deeds at the end of every paid-off note.

Company headquarters: Franklin, Tennessee. Our mailing address is 1113 Murfreesboro Rd., Suite 106-201, Franklin, TN 37064.

You make a down payment plus a doc fee, sign a contract with us, and start paying monthly. We carry the note. There's no bank, no credit check, no closing room. When you've paid off the note, the parcel transfers to you on a warranty deed unless your specific contract notes otherwise.

No. We don't pull credit, and we don't report to credit agencies either. Missed payments, defaults, and payment history don't get reported up to any credit bureau. Owner financing here is built for buyers who would otherwise be locked out of land ownership by bank financing requirements; running and reporting credit isn't part of the model. More on how owner financing works.

A typical down payment runs around $175, plus a doc fee that starts at $250. Both numbers are set by the parcel, so some run higher and a few run lower depending on price and acreage. The real figures for any given parcel sit right on its listing page.

For most parcels, monthly payments run somewhere between $100 and $300, depending on parcel size and price. There's no interest on a Landopia note. Your monthly payment covers principal on the parcel, a note maintenance fee, an estimated escrow for property taxes, and any HOA or POA dues that apply to your parcel.

Yes. Recreational use kicks in the day your contract is signed. Camp, hunt, hike, set up a base camp, get the family out there. You don't have to wait until title transfers to step onto your land.

The Peace‑of‑Mind Guarantee gives terms buyers 100 days from the date of the down payment to change their mind for any reason. You sign the Peace‑of‑Mind Guarantee & Termination of Agreement, your principal comes back to you, and you walk. No collections, no credit damage, no penalty on your end. Doc fees, taxes, and note maintenance fees are not refunded, the guarantee is available once per customer, and it stays alive only while your payments are current. The full mechanics live on the Peace‑of‑Mind Guarantee page.

A warranty deed, unless your specific contract notes otherwise. The warranty deed is the strongest deed a buyer can receive. We stand behind the title and warrant that the parcel is free of undisclosed claims, liens, or encumbrances at the time of transfer. Many online land sellers use weaker deeds (quitclaim, bargain and sale) that don't carry the same protection. We default to warranty because it's the cleanest thing we can hand a buyer at the finish line.