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Field notes

Land, plainly explained

Guides and honest answers about buying raw land, living on it, and making the most of your acreage. No jargon, no pressure, just what we would tell a friend.

Articles tagged deeds. 6 articles.

Aerial view of green field squares divided by dirt tracks, with a forested ridge behind under hazy sky
Owner Financing

Owner Financed Land Down Payments, the Real Numbers

What actually leaves your account to reserve a parcel, how low the down payment really goes, and what it does to the monthly.

Oct 13, 202612 min read
Sunlight falling through a stand of tall pines onto a grassy track running into the woods.
Owner Financing

I paid off my land. Now what?

The last payment clears and then what? The six steps from paid-in-full to a recorded deed in your name, how long your county will actually take, and what to check on the draft before anyone signs it.

Jun 23, 20267 min read
A plowed field running to a flat horizon under a wide blue sky, a dirt track curving along its near edge.
Buying Raw Land

Finding Property with No Address: Your Complete Guide

Land without an address is not land without a record. How to identify any parcel from a map, a coordinate or a neighbor, what the county actually holds on it, and why the unclaimed property database everyone recommends will never find you land.

Jan 25, 20259 min read
Two people at a desk passing a navy folder of documents across a laptop and a calculator.
Buying Raw Land

Understanding Deed Vesting: A Guide to Property Ownership

How your name sits on the deed decides whether the land reaches your family smoothly or through a court. On owner financing you get the whole note period to decide. Here's every option, and what the rules look like state by state.

Jan 28, 202410 min read
A surveyor total station on a tripod standing on bare graded ground against a blue sky and a distant treeline.
Buying Raw Land

Land Surveys: What You Need and What You Don't

Your title policy insures that you own the parcel your deed describes. It takes an explicit exception for where that parcel sits, how big it is and what is encroaching on it. Here is which survey answers those questions, when you genuinely need one, and the comma in your deed that is worth 280 acres.

Dec 15, 20239 min read
An open sage flat running to a low mesa under a pale sky.
Buying Raw Land

Unrestricted Land: What That Word Actually Buys You

There is no legal definition of unrestricted land in any state we sell in. The word usually means no zoning or no HOA, which are two different claims, and six or seven other layers of restriction survive either way. Here is how to find out what really binds a parcel.

Aug 13, 202311 min read

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Cholla cactus and ocotillo viewed from the northeast looking back across the parcel in Pima County, Arizona.Pima County, AZ
Homestead & Cabin

A Piece of the Sonoran You Can Actually Afford

Ocotillo, cholla and prickly pear crowd a raised, flat pad across the middle of this acre, the natural spot for a home with a view of the Tucson Mountains. It sits in Diamond Bell Ranch about 33 miles west of Tucson, at 3,297 feet where summers run a little milder. Cell service is strong, and the zoning lets you build when you're ready.

$100/mo
Down payment $100
$8,500 total
1.06 acres
AZPIM-00279
Aerial view of mixed forest cover with scattered clearings and rural roads cutting through in Putnam County, Florida.Putnam County, FLArea photos
Camping & Recreation

Paved Road, Power at the Curb, and Fishing All Around

Hoot Owl Road is paved and power runs right past the lot, which is more than most of this old Satsuma subdivision can say. It's a quarter acre in St. Johns River country, twelve minutes from Palatka and a short run to Dunn's Creek and Crescent Lake. The lot is mapped wetland and most of it sits in a FEMA flood zone, so it's priced for what it is today.

$175/mo
Down payment $150
$11,700 total
0.24 acres
FLPUT-00413
Desert vegetation on rocky, sloping ground with mountain features in the background, Hudspeth County, West Texas.Hudspeth County, TXArea photos
Camping & Recreation

A Half Hour From the Highest Point in Texas, and It's Yours

Guadalupe Peak, the highest point in Texas, sits about a half hour east of this ground, and the salt flats that set off a war in 1877 are closer than that. It's open desert outside Salt Flat, Texas, with no zoning and no HOA, so you can pitch a tent this weekend and build off-grid whenever you get around to it.

$160/mo
Down payment $200
$11,720 total
5.12 acres
TXHUD-00725

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