Start Small in the Pines, and Let It Grow From There
Maybe the thing standing between you and a place of your own has always been the size of the leap. A full house, all at once, on land you are still paying off, feels like a lot. Up here you get to start smaller.
Klamath County's building code lets a house run as small as three hundred square feet, so a tidy cabin is a legitimate first move, not a compromise. Set it in the ponderosa on your acre and a half, run solar, and add on when the time comes, letting the place grow at the pace your weekends allow. No HOA is writing you letters and no clock is telling you when to break ground.
You are near Chiloquin, a small town that sits at the heart of the Klamath Tribes' homeland, where the Williamson and Sprague rivers meet not far off. The Fremont-Winema National Forest spreads out around the whole area.
The honest part is short. This is off-grid pine country, so power is solar or a generator, water is a well or a haul, and a septic handles waste, and access is off Cassaglade Lane.
A cabin in the pines is a small thing to start and a big thing to hand down, and this is good ground to start one on.