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Fulton County, Arkansas · near Cherokee Village · APN 420-22048-000: Your Foothold in an Ozark Town Built Around Seven Lakes

Zia Trace, Cherokee Village, AR 72529

Most folks meet Cherokee Village from a rented dock, watching a week at the lake run out before it ever felt like theirs. This is a deeded piece of that same town, an interior lot a few minutes from seven lakes, two golf courses, and the South Fork Spring River. Paved streets, city water, and grid power are already run to the community, so this is a build-when-you're-ready lot in a real Ozark town, not a raw piece of backcountry.

The Lake Town You Rented, Now a Piece You Own

Every summer it's the same. You book a week at some lake, unpack the truck, and by the time you've figured out where the fish are biting it's Sunday and you're loading back up. You've said it out loud more than once: someday a corner of a place like this ought to be yours.

This is that corner. Cherokee Village runs on seven lakes and two golf courses, with the South Fork Spring River threading through the Ozark foothills, and this lot sits a short drive from the water without paying the price of standing on it. Weekend angler, someday-retiree, cabin builder, golfer who's tired of paying to play three states away? There's a spot here for all of you. When you're ready, you put up a single-family place on your own timeline and let the seasons do the rest.

The town straddles Fulton and Sharp counties up in the northern Arkansas hills, close to Hardy and Ash Flat. It started small, 400 acres and a river, back in 1948, and grew into 13,000-plus acres wrapped around all that water. The lot you're looking at is on the Fulton side, in the Zia neighborhood, on a paved and named street like the rest of the 300 miles of them in town.

Here's the straight of it: this is a build-it-right town lot, not a park-the-camper-and-call-it-home lot, and that's exactly what keeps it a neighborhood with paved streets and city water instead of a field of trailers.

A town that started with a river and 400 acres has been making room for one more family for the better part of a century. This is what one more looks like.

  • A deeded piece of a real Ozark lake town, not raw backcountry
  • Seven lakes and the South Fork Spring River within easy reach
  • Two golf courses and 300-plus miles of paved streets around you
  • Build a single-family cabin or home on your own timeline
  • City water, sewer, and grid power already serve the community
  • Walmart and full supply runs about 15 minutes off in Ash Flat
  • Hardy sits 5 minutes north; Jonesboro under two hours out
  • Owner financing puts a foothold here within reach, no bank needed

Is this your kind of land

Who this parcel suits

Good fit for

A homestead or modest cabin on flat, lake-community land with public water and septic options available nearby.

Not a fit for

Not a fit for mobile homes, manufactured homes, RV camping, or off-grid living. HOA rules and zoning restrict these, plus mandatory annual assessments (~$90/yr) apply.

On the ground

Where it sits

The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.

36.2799, -91.5806
Center coordinate · drive out on weak signal
Open in Google Maps
The four corner coordinates
NW36.2799, -91.5806
NE36.2798, -91.5804
SW36.2796, -91.5807
SE36.2795, -91.5805

Corner coordinates are approximate. Verify against the recorded plat before relying on them.

The record

The facts, every one of them

Acreage
0.22 acres
Lot dimensions
141 feet (Northern Leg) x 117 feet (Eastern Leg) x 73 feet (Southern Leg) x 114 feet (Western Leg)
Subdivision
Cherokee Village - Zia Addition
Zoning
Standard Single-Family
Utilities
No service on the lot. Power is reported at the road.
Terrain
Sloped
Elevation
816 ft
Access †
The property can be accessed via Zia Trce.
Flood zone
Not in a FEMA flood zone
Wetlands
None mapped in the national wetlands inventory
Cell signal
Not confirmed. Plan for none.
Annual taxes
About $160 a year
HOA / POA
Recorded covenants apply, no dues

† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.

Dig deeper

Zoning & building rules: see What’s allowed here
Water & septic detail

Water: On-site: None. Options: Public Hookup. CVSID has public water, just need to contact Cherokee Village Waterworks at 870-257-3508 if it is available on the lot.

Sewer / septic: On-site: None. Options: Septic.

What’s allowed, and what it’s for

This one is a homestead first.

This is a Homestead & Cabin lot in the plainest sense. The city allows a single-family, site-built home by right, on a permanent foundation, once you pull a Cherokee Village building permit and clear Planning and Zoning review. City water, sewer, and grid power serve the community, so you're building on serviced ground, not raw dirt. What it isn't: a place to park an RV, drop a mobile home, or pitch a tent and live. Manufactured and mobile homes are out under R-1, and the recorded covenants bar living in any temporary structure. Think of it as a foothold in the lake-and-golf town first, and a modest cabin or retirement home when you're ready to build.

A plain-language summary of how Fulton County's Standard Single-Family zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.

A city-served, build-when-ready lot in a real Ozark lake-and-golf town, best as a base camp and eventual single-family home site.
No mobile or manufactured homes and no RV, tent, or camping living; a site-built home needs a city permit and Planning and Zoning review, and a mandatory improvement-district assessment runs with the land.
Homes and dwellings
With permit
Living on the land
Not allowed
Off-grid and utilities
Restricted

Fulton County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.

Call (870) 895-2457
Show the full breakdownHide the full breakdown
Homes and dwellings
Build a house
With permit
Plans, materials and exterior design need Architectural Control Committee approval before you build. Exterior finished within six months of starting.
Modular home
With permit
Modular is the factory-built path the city allows, subject to city building code and committee approval. Confirm with Planning and Zoning.
Manufactured home
Not allowed
Manufactured homes are not permitted in the city R-1 district, only inside an approved manufactured home subdivision.
Mobile home
Not allowed
Mobile homes are prohibited on any land inside Cherokee Village city limits, in every zoning district.
Tiny home
Not allowed
The covenant sets a 1,200 square foot ground-floor minimum, exclusive of garage and porch, which rules out a tiny home.
Alternative structures
With permit
Sheds and garages need committee approval first, and no shack, barn, garage, basement or other outbuilding may be used as a residence.
Minimum dwelling
1,200 sq ft
Living on the land
Tent camping
Not allowed
Tent camping on the lot is not allowed. Village campgrounds take reservations for owners and guests.
Camp in RV
Not allowed
Camping in an RV on a vacant lot is not allowed. The village keeps designated campgrounds instead.
RV while building
Not allowed
You may not live in an RV or trailer on the lot while your house is under construction.
Off-grid and utilities
Off-grid setup
Restricted
Septic is barred where sewer runs within 300 feet. Ground-mounted solar needs city approval before it goes in.
Power nearby
Yes
Utility power near the parcel
Water
Public Hookup
On-site: None. Options: Public Hookup. CVSID has public water, just need to contact Cherokee Village Waterworks at 870-257-3508 if it is available on the lot.
Sewer
Septic
On-site: None. Options: Septic.
AllowedWith permitRestrictedNot allowedAsk the county
See more homestead and cabin land

What it costs

Pricing & owner financing

Claim it today
$275
down + doc fee
Down payment$25
Doc fee$250
To claim today$275
$69/mo · 28 months
Note maintenance fee$12/mo
Property taxes, prorated$13/mo
Billed monthly$94
Total price$1,957

Pay it off early, any time, with no penalty.

No bank, no credit check. How it works
Clean title. Warranty deed in your name at payoff.
Taxes current.
Pay by card, debit, or USDC crypto.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

Listing IDARFUL-00626

Before you buy

Want to see it first?

Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.

Driving in

  1. Start in the nearest town
    Cherokee Village, Fulton County
  2. GPS to the parcel center
    36.2799, -91.5806
  3. Look for the road access
    Check the corners on the plat before you park

Before you leave town

  • Bring water and layers
    Cell service can drop past the nearest town. Plan for a round-trip without it.
  • Save the corners offline
    Copy the four corner coordinates before you head out.

The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.

View it here instead
From Landopia buyers

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Homestead & Cabin

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Homestead & Cabin

Larry was amazingly quick to respond to my request - on Memorial Day weekend no less! He walked me through the purchasing process and paperwork, making the entire process painless and easy. I am very satisfied with his…

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Purchased in Bonanza, OR

Homestead & Cabin
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Reserve it online in a few minutes with $25 down and a $250 doc fee, or ask a Land Specialist first. No bank, no credit check, and the deed in your name at payoff.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

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