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Area · 1 of 10Road frontage with mature forest

These photos are from the surrounding area, not this exact parcel. They show the kind of country the lot sits in.

Fulton County, Arkansas · near Cherokee Village · APN 420-22047-000: Build in Cherokee Village, Where the Lakes and Golf Come Standard

Zia Trace, Cherokee Village, AR 72529

Wooded, gently sloping, and sitting on a paved city street in Cherokee Village, this quarter-acre is a lot you build a home on, not just dream about. City water and power are already at the road, so you are wiring a house instead of hauling a generator. It sits in an Ozark town built around lakes, fishing, and golf, where the recreation is a short drive from your front door instead of a plane ticket away.

Where a Homesite in a Lake Town Doesn't Cost a Fortune

For a lot of folks, a home in a lake-and-golf community always sounded like something other people did, the kind with a boat they name and a second address. This lot in Cherokee Village is the version regular families can actually build on.

Picture the house you put up here, then the short drive to a community lake to wet a line before supper, or nine holes when the afternoon opens up. City water and power are already at the road, so you are wiring a home, not hauling a generator to it. Retiree ready to build, a family after a home base near the water, a weekend golfer, or somebody plain tired of resort-town price tags? There is room here for you.

Cherokee Village sits up in the Ozark hills of northern Arkansas, a town somebody actually sat down and planned. It was one of the first recreation communities of its kind in the country, laid out in 1955 by developer John Cooper, who went on to build Bella Vista and Hot Springs Village too.

The trade worth knowing up front: this is a build-a-home lot in a planned community, so covenants and a small yearly assessment on the tax bill come with the ground. That is what keeps Cherokee Village a true neighborhood of homes instead of a patchwork, and it is a fair deal for it.

Somebody dreamed this town up so a family wouldn't have to be rich to live near the water, and that dream still has a lot with room in it.

  • Build-ready quarter acre, wooded and gently sloping for an easy home site
  • Grid power and city water already at the paved street, no hauling
  • R-1 zoning means a real home, site-built or modular on a foundation
  • Lakes, fishing, and golf are the local pastimes, minutes from the lot
  • Hardy and Ash Flat sit just up the road (drive times estimated)
  • Big-box shopping near Ash Flat, roughly 20 minutes out (estimate)
  • Out of the floodplain in FEMA Zone X, on a city-maintained street
  • Modest yearly community assessment on the tax bill keeps the amenities running

Is this your kind of land

Who this parcel suits

Good fit for

A modest homestead or cabin in an established community with lakes, golf, and maintained roads,all on a tight lot near town utilities.

Not a fit for

Not a fit for off-grid living, RV parking, camping, or mobile homes. This lot requires a permitted stick-built or modular structure and ties to public water or septic.

On the ground

Where it sits

The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.

36.280021, -91.580872
Center coordinate · drive out on weak signal
Open in Google Maps
The four corner coordinates
NW36.2800, -91.5809
NE36.2799, -91.5806
SW36.2796, -91.5809
SE36.2796, -91.5807

Corner coordinates are approximate. Verify against the recorded plat before relying on them.

What’s around you

driving distance from the parcel
5 mi
Cherokee Village, AR
Gas · groceries · hardware
Directions
56 mi
Mountain Home, AR
City · hospital, Walmart, Ace
Directions
95 mi
Buffalo National River
River · paddling, hiking, views
Directions

The record

The facts, every one of them

Acreage
0.22 acres
Lot dimensions
93 feet (Northern Leg) x 113 feet (Eastern Leg) x 140 feet (Western Leg) x 66 feet (Southern Leg)
Subdivision
Cherokee Village - Zia Addition
Zoning
Standard Single-Family
Utilities
No service on the lot. Power is reported at the road.
Terrain
Sloped
Elevation
581 ft
Access †
The property can be accessed via Zia Trce.
Flood zone
Not in a FEMA flood zone
Wetlands
None mapped in the national wetlands inventory
Cell signal
Not confirmed. Plan for none.
Annual taxes
About $160 a year
HOA / POA
Recorded covenants apply, no dues

† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.

Dig deeper

Zoning & building rules: see What’s allowed here
Water & septic detail

Water: On-site: None. Options: Public Hookup. CVSID has public water, just need to contact Cherokee Village Waterworks at 870-257-3508 if it is available on the lot.

Sewer / septic: On-site: None. Options: Septic.

What’s allowed, and what it’s for

This one is a homestead first.

This is a homesite, plain and simple. Cherokee Village zones the lot R-1 Standard Single-Family Residential, so you can put up a site-built or modular home on a permanent foundation once the city signs off on the permit. Manufactured and mobile homes are not allowed under R-1, and camping or RV living is not either, so come at this one as a place to build. The utilities are set up for a house, not a generator: grid power and municipal water are at the road, with a septic system handling wastewater. Standard setbacks (20 feet front, 7 side, 25 rear) and a 35-foot height limit apply, and a subdivision minimum dwelling size, around 1,000 square feet, may apply, so confirm that with the city before you draw plans. If the goal is a real home in a real neighborhood near the water, this lot is set up for exactly that.

A plain-language summary of how Fulton County's Standard Single-Family zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.

Build a home in a lake-and-golf community.
Zoned R-1 single-family, with city water and grid power already at the paved street.
Homes and dwellings
With permit
Living on the land
Not allowed
Off-grid and utilities
Restricted

Fulton County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.

Call (870) 895-2457
Show the full breakdownHide the full breakdown
Homes and dwellings
Build a house
With permit
Plans, materials and exterior design need Architectural Control Committee approval before you build. Exterior finished within six months of starting.
Modular home
With permit
Modular is the factory-built path the city allows, subject to city building code and committee approval. Confirm with Planning and Zoning.
Manufactured home
Not allowed
Manufactured homes are not permitted in the city R-1 district, only inside an approved manufactured home subdivision.
Mobile home
Not allowed
Mobile homes are prohibited on any land inside Cherokee Village city limits, in every zoning district.
Tiny home
Not allowed
The covenant sets a 1,200 square foot ground-floor minimum, exclusive of garage and porch, which rules out a tiny home.
Alternative structures
With permit
Sheds and garages need committee approval first, and no shack, barn, garage, basement or other outbuilding may be used as a residence.
Minimum dwelling
1,200 sq ft
Living on the land
Tent camping
Not allowed
Tent camping on the lot is not allowed. Village campgrounds take reservations for owners and guests.
Camp in RV
Not allowed
Camping in an RV on a vacant lot is not allowed. The village keeps designated campgrounds instead.
RV while building
Not allowed
You may not live in an RV or trailer on the lot while your house is under construction.
Off-grid and utilities
Off-grid setup
Restricted
Septic is barred where sewer runs within 300 feet. Ground-mounted solar needs city approval before it goes in.
Power nearby
Yes
Utility power near the parcel
Water
Public Hookup
On-site: None. Options: Public Hookup. CVSID has public water, just need to contact Cherokee Village Waterworks at 870-257-3508 if it is available on the lot.
Sewer
Septic
On-site: None. Options: Septic.
AllowedWith permitRestrictedNot allowedAsk the county
See more homestead and cabin land

What it costs

Pricing & owner financing

Claim it today
$275
down + doc fee
Down payment$25
Doc fee$250
To claim today$275
$69/mo · 28 months
Note maintenance fee$12/mo
Property taxes, prorated$13/mo
Billed monthly$94
Total price$1,957

Pay it off early, any time, with no penalty.

No bank, no credit check. How it works
Clean title. Warranty deed in your name at payoff.
Taxes current.
Pay by card, debit, or USDC crypto.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

Listing IDARFUL-00627

Before you buy

Want to see it first?

Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.

Driving in

  1. Start in the nearest town
    Cherokee Village, Fulton County
  2. GPS to the parcel center
    36.280021, -91.580872
  3. Look for the road access
    Paved road frontage · check the corners on the plat before you park

Before you leave town

  • Bring water and layers
    Cell service can drop past the nearest town. Plan for a round-trip without it.
  • Save the corners offline
    Copy the four corner coordinates before you head out.

The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.

View it here instead
From Landopia buyers

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Buying land online for the first time I was very wary of getting scammed. I double-checked Erik's business information and he was very helpful through the whole process at reassuring me. I'm already asking about more…

Alan L.

Purchased in Hastings, FL

Homestead & Cabin

Maria was awesome to work with. She responded quickly to emails and phone calls. Definitely recommend getting your property through her. She's always happy to help!

Kemonte M.

Purchased in Sierra Blanca, TX

Homestead & Cabin

Larry was amazingly quick to respond to my request - on Memorial Day weekend no less! He walked me through the purchasing process and paperwork, making the entire process painless and easy. I am very satisfied with his…

Roy W.

Purchased in Bonanza, OR

Homestead & Cabin
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100 days
Peace‑of‑Mind Guarantee

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How the guarantee works
First year
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What you receive
Use It From Day One

Camp, hunt, and set up a base camp from the day you sign, not the day the note pays off. Permanent improvements wait for title.

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Claim your ground

Go ahead and make these 0.22 acres yours.

Reserve it online in a few minutes with $25 down and a $250 doc fee, or ask a Land Specialist first. No bank, no credit check, and the deed in your name at payoff.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

$25 down + $250 doc fee, then $69/mo

Real deeds, real people, 2,000+ families served.

Not ready? Ask first.

A Land Specialist who knows this parcel will get back to you, usually same day. No pressure, no script.

Or talk to a Land Specialist, 615-987-0908

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Claim this Land