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Washington County, Florida · near Chipley · APN 05-0313-0004: Get In Early on a Growing Sunny Hills Homesite

Viking Drive, Chipley, FL 32428

Viking Drive is already paved and mostly empty, waiting on the houses that are slowly coming back to Sunny Hills. This one is a high-and-dry, nearly half-acre lot in a north Florida community that was laid out for a small city and never filled in the first time around. Power runs through the area, a water system serves the neighborhood, and the taxes stay low. It is a straightforward place to build a home or hold a spot while the town grows into itself.

A High, Dry Foothold in a Town That's Filling Back In

Plenty of folks have decided that owning a piece of warm-weather Florida is something that happened to other people a while back, before the prices ran off. This lot argues otherwise. It is a high-and-dry, nearly half-acre piece on Viking Drive in Sunny Hills, a north Florida community where the roads went in decades ago and the houses are only now coming back.

This is a place to build something real and to be early doing it. Site-built homes are what go up here, so picture a modest house set off a quiet paved road, a yard with room to stretch, and a community that is adding neighbors a little at a time instead of all at once. A snowbird who would rather own one warm spot than rent a different one every winter, a young family planning a first build, or somebody who just wants to plant a flag in a growing town before everyone else notices will all find room on it.

Here is the part worth repeating at dinner. Sunny Hills was drawn up by the Deltona Corporation in the late 1960s as a planned city for sixty thousand people, and they paved better than two hundred miles of streets for a crowd that never showed. Today only about six hundred homes sit on all that pavement, and Deltona is building here again. You would be buying into the quiet years of a place that was always meant to be a town.

One thing to get straight before you plan the well: the neighborhood is served by a community water system, so the deed steers you to a hookup rather than a private well, and a well is only in play if service does not reach the lot. Power runs through the area, sewer is by septic, and the ground here sits high and out of the flood zone.

A clear, dry corner of Florida with your name on it is a fine thing to start. This one is just waiting on somebody to break ground.

  • Build a single-family home, no time limit
  • Site-built homes, 1,200 sq ft and up
  • High and dry, outside the flood zone
  • Nearly half an acre on a paved street
  • Power in the area, community water system
  • No HOA, just a small civic association fee
  • Growing Sunny Hills community, filling back in
  • Low annual property taxes
  • Chipley groceries and Walmart, about 15 minutes
  • Panama City and the Gulf, about 40 minutes south

Is this your kind of land

Who this parcel suits

Good fit for

A permanent homestead with a traditional stick-built house, well water for irrigation, and septic system in a deed-restricted subdivision.

Not a fit for

Not a fit for RV living, mobile homes, modular homes, tent camping, or building while living on-site in an RV or temporary structure.

On the ground

Where it sits

The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.

30.567293, -85.599146
Center coordinate · drive out on weak signal
Open in Google Maps
The four corner coordinates
NW30.5673, -85.5991
NE30.5673, -85.5984
SW30.5671, -85.5991
SE30.5671, -85.5983

Corner coordinates are approximate. Verify against the recorded plat before relying on them.

The record

The facts, every one of them

Acreage
0.47 acres
Lot dimensions
242 feet (Northern Leg) x 88 feet (Eastern Leg) x 272 feet (Southern Leg) x 82 feet (Western Leg)
Subdivision
Sunny Hills Civic Association
Zoning
Land Use Districts
Utilities
No service on the lot. Power is reported at the road.
Terrain
Rolling
Elevation
209 ft
Access †
The property can be access via Viking Dr.
Flood zone
Not in a FEMA flood zone
Wetlands
None mapped in the national wetlands inventory
Cell signal
Not confirmed. Plan for none.
Annual taxes
About $135 a year
HOA / POA
Optional association, joining is up to you

† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.

Dig deeper

Zoning & building rules: see What’s allowed here
Water & septic detail

Water: On-site: None. Options: Well or Public Hookup. Based on the deed restriction: No individual well will be permitted on any lot or tract within the subdivision except for irrigation, sprinkler systems, swimming pools, or air conditioning. This restriction shall be enforced so long as a water utility system is operated to the satisfaction of the State Board of Health. Notes from the county P&Z: Well allowable if there is no service and you would hire a well driller. The well driller would secure the permit on your behalf from the Northwest Florida Water Management District.

Sewer / septic: On-site: None. Options: Septic.

What’s allowed, and what it’s for

This one is a homestead first.

The lot sits high and dry off a paved street, so this is a clear, straightforward building site for a site-built home of 1,200 square feet or more, on your own timeline. Power runs through the area, sewer is by septic, and the neighborhood has a community water system the deed points you to rather than a private well. There is no time limit and no real HOA, just a small civic-association membership, and the whole community is slowly filling back in around the streets Deltona laid decades ago. Chipley covers groceries and the big-box run a few minutes north, and the Gulf beaches near Panama City are a straight shot south.

A plain-language summary of how Washington County's Land Use Districts zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.

Yes, you can build a single-family home here, site-built and 1,200 square feet or larger, on high, dry ground with power in the area.
Manufactured, mobile, modular, and tiny homes are not allowed, camping and RV use are out, and the deed directs you to the community water system rather than a private well.
Homes and dwellings
With permit
Living on the land
Not allowed
Off-grid and utilities
With permit

Washington County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.

Call (850) 415-5093
Show the full breakdownHide the full breakdown
Homes and dwellings
Build a house
With permit
One detached single-family home per lot, up to two stories, plus a one or two-car garage or carport. Plans go through the Sunny Hills architectural review before the county permit.
Modular home
Not allowed
The deed restrictions call for a site-built single-family home, and the community does not accept modular units. Confirm with the association before pricing one.
Manufactured home
Not allowed
Washington County allows manufactured homes, but the Sunny Hills deed restrictions do not. Site-built only.
Mobile home
Not allowed
Mobile homes are not allowed under the Sunny Hills deed restrictions, even though the county would permit one.
Tiny home
Not allowed
The deed sets a minimum ground-floor area (650 square feet in most units, higher in some), which rules out a tiny home.
Alternative structures
Not allowed
No trailer, basement, tent, shack, garage, barn, or other outbuilding may be used as a residence, temporarily or permanently. A garage or carport is allowed alongside the home.
Minimum dwelling
650 sq ft
Minimum ground-floor area varies by unit: 650 square feet in Unit 8, 1,500 in others. Check the recorded restrictions for the specific unit before pricing a build.
Living on the land
Tent camping
Not allowed
Tent camping is not allowed. Nothing of a temporary character may be used as a residence on the lot.
Camp in RV
Not allowed
No residence of a temporary character is permitted, which rules out camping in an RV on the lot.
RV while building
Not allowed
The county allows an RV on site during construction with a signed affidavit, but the Sunny Hills deed restrictions do not, so plan to live elsewhere while you build.
Off-grid and utilities
Off-grid setup
With permit
Solar, well and septic all work, but power is not connected until the house permit is final.
Power nearby
Yes
Utility power near the parcel
Water
Well or Public Hookup
On-site: None. Options: Well or Public Hookup. Based on the deed restriction: No individual well will be permitted on any lot or tract within the subdivision except for irrigation, sprinkler systems, swimming pools, or air conditioning. This restriction shall be enforced so long as a water utility system is operated to the satisfaction of the State Board of Health. Notes from the county P&Z: Well allowable if there is no service and you would hire a well driller. The well driller would secure the permit on your behalf from the Northwest Florida Water Management District.
Sewer
Septic
On-site: None. Options: Septic.
AllowedWith permitRestrictedNot allowedAsk the county
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What it costs

Pricing & owner financing

Claim it today
$550
down + doc fee
Down payment$300
Doc fee$250
To claim today$550
$250/mo · 76 months
Note maintenance fee$12/mo
Property taxes, prorated$11/mo
Billed monthly$273
Total price$19,300

Pay it off early, any time, with no penalty.

No bank, no credit check. How it works
Clean title. Warranty deed in your name at payoff.
Taxes current.
Pay by card, debit, or USDC crypto.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

Listing IDFLWAS-00634

Before you buy

Want to see it first?

Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.

Driving in

  1. Start in the nearest town
    Chipley, Washington County
  2. GPS to the parcel center
    30.567293, -85.599146
  3. Look for the road access
    Gravel road frontage · check the corners on the plat before you park

Before you leave town

  • Bring water and layers
    Cell service can drop past the nearest town. Plan for a round-trip without it.
  • Save the corners offline
    Copy the four corner coordinates before you head out.

The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.

View it here instead
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