These photos are from the surrounding area, not this exact parcel. They show the kind of country the lot sits in.
Firetower Road, Chipley, FL 32428
This one sits high and dry in Sunny Hills, up around 274 feet, which is tall ground for the Florida Panhandle. It is a small, easy lot where a modest home fits, about fifteen to twenty minutes from Cypress Springs on Holmes Creek, where the water runs clear enough to watch the bottom slide by under your kayak. Power is in the area, the neighborhood runs on a community water system, and the taxes stay low. A real home base for someone who lives for the water.
A Home Base Near the Clear Water, High and Dry
If you are the kind of person who spends every free Saturday on the water, you already know the part nobody likes: loading the boat back up at dusk and driving home to a place nowhere near it. You get the water for a day, then you hand it back. This lot is about not handing it back.
It is a small, high-and-dry piece in Sunny Hills where a modest home fits, the kind you lock up on Sunday night and drive back to on Friday. Build something simple, hose the kayak off in the yard, and keep your gear where the water is. The weekend angler, the paddler, the retiree who wants to wake up near a creek, the fellow whose kayak has logged more miles than his truck, there is room here for all of them.
You are a short run from Cypress Springs on Holmes Creek, out past Vernon, where the water comes up clear enough to watch the sandy bottom slide by under the boat (figure fifteen or twenty minutes from the lot, give or take). Chipley and its groceries sit a little way north. People kayak Cypress Springs, canoe it, paddleboard it, and float it on a hot afternoon.
The lot is small and the neighborhood runs on a community water system, which most folks read as a downside and I read as less to fuss with: not much yard to keep, and water that is mostly a hookup instead of a well to drill.
This is water country. A place to keep near the springs and the slow creeks is a fine thing to own.
Is this your kind of land
A homestead with a traditional house, a well for irrigation, and deed-restricted neighbors who value permanence.
Not a fit for RV camping, mobile homes, modular builds, or anyone needing to live on-site while construction happens.
On the ground
The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.
Corner coordinates are approximate. Verify against the recorded plat before relying on them.
The record
† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.
Dig deeper
Water: On-site: None. Options: Well or Public Hookup. Based on the deed restriction: No individual well will be permitted on any lot or tract within the subdivision except for irrigation, sprinkler systems, swimming pools, or air conditioning. This restriction shall be enforced so long as a water utility system is operated to the satisfaction of the State Board of Health. Notes from the county P&Z: Well allowable if there is no service and you would hire a well driller. The well driller would secure the permit on your behalf from the Northwest Florida Water Management District.
Sewer / septic: On-site: None. Options: Septic.
This is a clean, small building site for a site-built home of 850 square feet or more, up to two stories with a garage or carport, on your own timeline with no build clock. The ground sits high and dry at about 274 feet, outside the flood zone, so you are not building on wet Florida bottomland. Power runs through the area, sewer is by septic, and the neighborhood is served by a community water system the deed points you to rather than a private well. There is no traditional HOA, just a small Sunny Hills Civic Association membership, and the lot cannot be divided. It is a modest, low-upkeep home base close to clear-water paddling, with Cypress Springs on Holmes Creek a short drive out toward Vernon, Chipley a few minutes north for groceries and the big-box run, and Panama City and the Gulf about forty minutes south.
A plain-language summary of how Washington County's Land Use Districts zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.
Washington County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.
What it costs
Pay it off early, any time, with no penalty.
Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.
Before you buy
Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.
Driving in
Before you leave town
The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.
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What you get
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Reserve it online in a few minutes with $200 down and a $250 doc fee, or ask a Land Specialist first. No bank, no credit check, and the deed in your name at payoff.
Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.
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