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Washington County, Florida · near Chipley · APN 08-0509-0017: Go Solar on High, Dry Ground Near Chipley

Firetower Road, Chipley, FL 32428

Here's a Sunny Hills building lot where the power was never run to the road, and for the right builder that's the draw, not the drawback. It's a quarter acre sitting high and dry at 272 feet, good ground for a site-built home with solar on the roof and no meter to answer to. Chipley and its Walmart are a few minutes north, and a community water system serves the neighborhood.

The Lot Where You Answer to the Sun, Not the Power Company

Most listings would apologize for a lot with no power run to the road. I'm not going to, because for the right builder that missing power line is the whole appeal. This is a quarter acre in Sunny Hills sitting high and dry at 272 feet, and it's cut out for the person who's tired of writing a check to the power company every single month (the sun, at least, works for free).

Picture a cabin here with panels on the roof pulling in Florida sun, a place you run yourself with nothing humming on a meter. An off-grid cabin builder, a fellow who's done paying a utility bill, a solar tinkerer who likes a weekend project, or the guy who'd just as soon answer to the sunrise as a power company: this lot doesn't much care which one you are.

You're a few minutes from Chipley, and about a half hour west sits Morrison Springs, a cold, clear spring that runs cool the year round and pulls swimmers and scuba divers in from across the Panhandle. It's the kind of water you can wade into on the hottest day in August and still catch your breath.

Here's the trade, and it's the point rather than the catch. Power isn't at the road, so you go solar, wind, or generator in a state that never runs short on sun, and the neighborhood runs on a community water system instead of a private well, which means no meter to read and no bill in the mailbox.

There's a quiet kind of freedom in standing on ground that's yours and knowing the lights come on because you made it happen, not because somebody mailed you an invoice for it.

  • Build a single-family home on your own timeline
  • Site-built homes, 850 sq ft and up
  • High and dry at 272 feet, outside the flood zone
  • No power at the road, perfect for going solar
  • Community water system serves the neighborhood
  • No traditional HOA, only a small civic fee
  • Growing Sunny Hills community near Chipley
  • Low annual property taxes, easy to carry
  • Chipley groceries and Walmart, about 15 minutes north
  • Panama City and the Gulf, about 40 minutes south

Is this your kind of land

Who this parcel suits

Good fit for

Good fit for a permanent off-grid homestead with a drilled well, septic system, and solar power on flat, deed-restricted land near Chipley.

Not a fit for

Not a fit for RV camping, mobile homes, modular homes, or temporary structures. This parcel requires a built house and permanent utilities.

On the ground

Where it sits

The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.

30.592514, -85.562005
Center coordinate · drive out on weak signal
Open in Google Maps
The four corner coordinates
NW30.5925, -85.5620
NE30.5924, -85.5618
SW30.5922, -85.5622
SE30.5921, -85.5620

Corner coordinates are approximate. Verify against the recorded plat before relying on them.

The record

The facts, every one of them

Acreage
0.25 acres
Lot dimensions
83 × 141 ft
Subdivision
Sunny Hills Civic Association
Zoning
Land Use Districts
Utilities
Off-grid. No water, power or sewer to the lot.
Terrain
Flat
Elevation
272 ft
Access †
The property can be accessed via Firetower Rd.
Flood zone
Not in a FEMA flood zone
Wetlands
None mapped in the national wetlands inventory
Cell signal
Not confirmed. Plan for none.
Annual taxes
About $135 a year
HOA / POA
Optional association, joining is up to you

† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.

Dig deeper

Zoning & building rules: see What’s allowed here
Water & septic detail

Water: On-site: None. Options: Well or Public Hookup. Based on the deed restriction: No individual well will be permitted on any lot or tract within the subdivision except for irrigation, sprinkler systems, swimming pools, or air conditioning. This restriction shall be enforced so long as a water utility system is operated to the satisfaction of the State Board of Health. Notes from the county P&Z: Well allowable if there is no service and you would hire a well driller. The well driller would secure the permit on your behalf from the Northwest Florida Water Management District.

Sewer / septic: On-site: None. Options: Septic.

What’s allowed, and what it’s for

This one is a homestead first.

This is a clean quarter-acre building site for a site-built home of 850 square feet or more, on your own timeline with no clock ticking. Power was never run to the road, so you'll make your own with solar, wind, or a generator, which is exactly what draws the off-grid builder to a lot like this. Sewer is by septic, and the neighborhood runs on a community water system the deed points you to rather than a private well. There's no traditional HOA, just a small Sunny Hills Civic Association membership, and the community is slowly filling back in. Chipley covers groceries and the Walmart run about fifteen minutes north, the Gulf beaches near Panama City sit roughly forty minutes south, and Morrison Springs is a short drive west for a cold swim in the summer.

A plain-language summary of how Washington County's Land Use Districts zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.

Yes, you can build a single-family home here, site-built and 850 square feet or larger, on high, dry ground that sits well outside the flood zone.
Manufactured, mobile, modular, and tiny homes aren't allowed, camping and RV use are out, power isn't at the road so you'll go solar, wind, or generator, and the deed points you to the community water system rather than a private well.
Homes and dwellings
With permit
Living on the land
Not allowed
Off-grid and utilities
With permit

Washington County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.

Call (850) 415-5093
Show the full breakdownHide the full breakdown
Homes and dwellings
Build a house
With permit
One detached single-family home per lot, up to two stories, plus a one or two-car garage or carport. Plans go through the Sunny Hills architectural review before the county permit.
Modular home
Not allowed
The deed restrictions call for a site-built single-family home, and the community does not accept modular units. Confirm with the association before pricing one.
Manufactured home
Not allowed
Washington County allows manufactured homes, but the Sunny Hills deed restrictions do not. Site-built only.
Mobile home
Not allowed
Mobile homes are not allowed under the Sunny Hills deed restrictions, even though the county would permit one.
Tiny home
Not allowed
The deed sets a minimum ground-floor area (650 square feet in most units, higher in some), which rules out a tiny home.
Alternative structures
Not allowed
No trailer, basement, tent, shack, garage, barn, or other outbuilding may be used as a residence, temporarily or permanently. A garage or carport is allowed alongside the home.
Minimum dwelling
650 sq ft
Minimum ground-floor area varies by unit: 650 square feet in Unit 8, 1,500 in others. Check the recorded restrictions for the specific unit before pricing a build.
Living on the land
Tent camping
Not allowed
Tent camping is not allowed. Nothing of a temporary character may be used as a residence on the lot.
Camp in RV
Not allowed
No residence of a temporary character is permitted, which rules out camping in an RV on the lot.
RV while building
Not allowed
The county allows an RV on site during construction with a signed affidavit, but the Sunny Hills deed restrictions do not, so plan to live elsewhere while you build.
Off-grid and utilities
Off-grid setup
With permit
Solar, well and septic all work, but power is not connected until the house permit is final.
Power nearby
No
No utility power near the parcel
Water
Well or Public Hookup
On-site: None. Options: Well or Public Hookup. Based on the deed restriction: No individual well will be permitted on any lot or tract within the subdivision except for irrigation, sprinkler systems, swimming pools, or air conditioning. This restriction shall be enforced so long as a water utility system is operated to the satisfaction of the State Board of Health. Notes from the county P&Z: Well allowable if there is no service and you would hire a well driller. The well driller would secure the permit on your behalf from the Northwest Florida Water Management District.
Sewer
Septic
On-site: None. Options: Septic.
AllowedWith permitRestrictedNot allowedAsk the county
See more homestead and cabin land

What it costs

Pricing & owner financing

Claim it today
$350
down + doc fee
Down payment$100
Doc fee$250
To claim today$350
$150/mo · 72 months
Note maintenance fee$12/mo
Property taxes, prorated$11/mo
Billed monthly$173
Total price$10,900

Pay it off early, any time, with no penalty.

No bank, no credit check. How it works
Clean title. Warranty deed in your name at payoff.
Taxes current.
Pay by card, debit, or USDC crypto.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

Listing IDFLWAS-00647

Before you buy

Want to see it first?

Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.

Driving in

  1. Start in the nearest town
    Chipley, Washington County
  2. GPS to the parcel center
    30.592514, -85.562005
  3. Look for the road access
    Gravel road frontage · check the corners on the plat before you park

Before you leave town

  • Bring water and layers
    Cell service can drop past the nearest town. Plan for a round-trip without it.
  • Save the corners offline
    Copy the four corner coordinates before you head out.

The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.

View it here instead
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