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Owner-financed land in Arizona

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19 parcels

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Cholla cactus and ocotillo viewed from the northeast looking back across the parcel in Pima County, Arizona.Pima County, AZ
Homestead & Cabin

A Piece of the Sonoran You Can Actually Afford

Ocotillo, cholla and prickly pear crowd a raised, flat pad across the middle of this acre, the natural spot for a home with a view of the Tucson Mountains. It sits in Diamond Bell Ranch about 33 miles west of Tucson, at 3,297 feet where summers run a little milder. Cell service is strong, and the zoning lets you build when you're ready.

$100/mo
Down payment $100
$8,500 total
1.06 acres
AZPIM-00279
Ground-level view looking southwest from the southwest corner across scattered grasses in Navajo County, Arizona.Navajo County, AZ
Off-Grid

Flat Ground and Full Sun for Your Off-Grid Build

Flat, open ground north of Holbrook, AZ, a little over an acre at about 5,550 feet, with nothing overhead but sky and nothing to hook up to but the sun. There's no HOA, no utility company in the picture, and no clock on when you build. Bring the panels, the water tank, and the plan. The adjoining lot is for sale too.

$75/mo
Down payment $50
$5,450 total
1.29 acres
AZNAV-00759
Ground-level perspective from the northeast corner looking toward the southwest across the parcel in Navajo County, Arizona.Navajo County, AZ
Homestead & Cabin

A Quiet, Level Lot to Retire On North of Holbrook, AZ

A little over an acre of flat, easy ground north of Holbrook, AZ, about 5,550 feet up where summers run milder than the low desert. Dirt roads lead in, there's no HOA, and nothing here runs on anybody's timeline. Put a small home on it, power it with the sun, and let town be a half-hour errand instead of the view out your window. The adjoining lot is for sale too.

$75/mo
Down payment $50
$5,450 total
1.29 acres
AZNAV-00758
Southeast corner facing northwest across open grassland in Navajo County, Arizona.Navajo County, AZ
Homestead & Cabin

A Flat, Drive-Up Homesite South of Winslow, Arizona

Pinto Road, a dirt road, runs right to this one, and the ground behind it is flat enough to set a foundation without arguing with it. It sits about 5,500 feet up in open high desert south of Winslow, AZ, with no HOA and no timeline but yours. Power comes from the sun and water from a haul-and-hold setup to start. The adjoining 2.5 acres are for sale too.

$95/mo
Down payment $100
$6,940 total
2.50 acres
AZNAV-00757
Ground-level view from northwest corner across grassland and brush terrain in Navajo County, Arizona.Navajo County, AZ
Homestead & Cabin

Room to Roam on Rolling High Desert South of Winslow

Rolling high desert a little over 5,300 feet up, with room enough to spread out and still have acreage to spare. It's 5 acres south of Winslow, AZ, reached by Rockwood Drive, a dirt road, with no HOA and nothing on anybody's calendar but yours. Plan on solar, hauled water, and a truck that doesn't mind dirt.

$150/mo
Down payment $100
$10,000 total
5.00 acres
AZNAV-00756
Ground-level perspective from the northeast corner looking toward the opposite corner in Navajo County, Arizona.Navajo County, AZ
Off-Grid

A Seasonal Home Base Near Route 66 and the Painted Desert

Rolling high desert north of Holbrook, AZ, a little over an acre at about 5,550 feet, with the Painted Desert and Petrified Forest National Park about 25 miles east. It sits in the Arizona Rancheros area with no HOA, so a seasonal RV setup on solar makes an easy start, and a cabin can come later.

$65/mo
Down payment $50
$4,730 total
1.25 acres
AZNAV-00755
Looking southeast from the southeast corner across grassland in Navajo County, Arizona.Navajo County, AZ
Off-Grid

Where the Road Ends, Your Own Flat Ground Begins

Nobody drives past this one. It's flat, open high desert about 5,500 feet up, south of Winslow, AZ, with no road built to the lot yet (Pinto Road is about an eighth of a mile off), which keeps the traffic at zero. Run it on solar and hauled water, build on your own schedule, and leave the HOA rulebook to somebody else. The 2.5 acres next door are for sale too.

$85/mo
Down payment $75
$6,195 total
2.50 acres
AZNAV-00754
Low sagebrush and dried grasses under clear sky in typical high-desert terrain, Coconino County, Arizona.Coconino County, AZArea photos
Camping & Recreation

Halfway Between Route 66 and the Grand Canyon Rim

At about 6,100 feet, where the high desert starts giving way to pine, this flat acre sits between the Route 66 town of Williams and the Grand Canyon's South Rim. Park the RV for the season on a county permit, day-trip to the canyon, and build a cabin later if you want one. It's reached off East Silver Valley Road, and there's no HOA.

$185/mo
Down payment $200
$15,740 total
1.04 acres
AZCOC-00749
Aerial photo of 2.5 acres with sparse vegetation and reddish soil in Apache County, Arizona.Apache County, AZ
Off-Grid

Cheap Because It's Hard to Reach, Quiet for the Same Reason

Tree cover thick enough to lose yourself in, on high ground south of Chambers and Interstate 40, with the Petrified Forest off to the west. There is no road to this one. Cherrys Road passes about 1,800 feet to the southwest, and a rancher runs cattle through gates between here and there, so you get in on his say-so. If you've been outbid on every parcel with a driveway, this is the kind you can actually afford to hold.

$75/mo
Down payment $50
$5,450 total
2.50 acres
AZAPA-00688
Distant volcanic cones rise above golden grassland near Concho, Arizona in Apache County.Apache County, AZArea photos
Homestead & Cabin

A Clean Acre You Can Actually Build On, Near Concho

Flat, open high desert outside Concho, up around 6,645 feet where the air runs thin and the views go clear to the horizon. This one-acre lot sits off N3534, a dirt county road, and the county lets you build a cabin, a manufactured home, or a full house on your own timeline. No HOA, no clock on when you break ground, and taxes that barely cover a tank of gas.

$115/mo
Down payment $100
$8,380 total
1.00 acres
AZAPA-00477
Ground-level view looking northwest from the southeast corner across scattered sagebrush in Apache County, Arizona.Apache County, AZ
Camping & Recreation

Easy to Reach, Easy to Camp, and the Phone Still Works

Flat, open ground with low brush and grasses, views running south, west, and east, and the lights of Sanders off to the north. Power lines run along the south and east sides, cell service holds at 4G, and a two-track off the highway gets you in through an unlocked gate. This is an easy acre in Apache County, which is not a sentence you get to write very often.

$85/mo
Down payment $50
$5,830 total
1.00 acres
AZAPA-00521
Southeast corner view with open sagebrush and Joshua trees extending toward the parcel center in Mohave County, Arizona.Mohave County, AZ
Off-Grid

Off-Grid Ground Above Lake Mead on the Road to Grand Canyon West

Come up the dirt road east of Meadview and the desert opens into Joshua trees, the Grand Wash Cliffs, and enough sky to lose an evening in. This is 1.25 off-grid acres in the Hualapai Highlands, high enough to catch a breeze and close enough that Lake Mead sits three miles west and Grand Canyon West is a morning drive. You bring the solar, the water, and the plan. The dark comes free.

$100/mo
Down payment $100
$4,100 total
1.25 acres
AZMOH-00219
Terrain from the northwest corner facing southeast showing sagebrush and snow on the parcel in Apache County, Arizona.Apache County, AZ
Homestead & Cabin

Your Own Ground Off Old Route 66, No HOA to Answer To

Out past the last power pole south of Sanders, the ground opens up under a sky that runs clear from one edge to the other. This is 4.63 acres of high-desert ranch country where the county lets you build a cabin or set a manufactured home, your call, no HOA sitting in judgment. Power and water don't reach the lot yet, so you'll go solar and drill or haul, the trade most folks out here make gladly.

$175/mo
Down payment $150
$11,350 total
4.63 acres
AZAPA-00739
Wide grassland with scattered juniper and distant mountains to the west on the parcel in Apache County, Arizona.Apache County, AZ
Homestead & Cabin

High-Desert Ground of Your Own, No HOA, No Build Clock

Out past St. Johns, where Route 61 rolls through the high desert and the skies open up wide, sits 1.04 acres of Concho ground with room to build whatever you have been picturing. The zoning lets you put up a cabin, a manufactured home, or a full house on your own timeline, and camp on it while you figure out the plan. No HOA looking over your shoulder, no clock on when you break ground, just a piece of Arizona that finally answers to you.

$125/mo
Down payment $150
$9,150 total
1.04 acres
AZAPA-00452
Typical ground condition with low shrubs and sparse grass coverage across the property in Apache County, Arizona.Apache County, AZ
Homestead & Cabin

Over an Acre of High Desert Where No One Blocks the View

This is over an acre of open high desert near Sanders, up around sixty-six hundred feet, with juniper for cover, clear views north and west, and not a neighbor in sight. The zoning is friendly enough to build a home, park an RV, or camp while you plan, and there is no HOA telling you when or how. Off-gridder, cabin builder, weekend camper, or the fellow who just wants dirt with an open horizon? There is room here for it.

$100/mo
Down payment $100
$5,500 total
1.22 acres
AZAPA-00213
Distant mountain range visible across sparse desert vegetation and sandy terrain in Pima County, Arizona.Pima County, AZArea photos
Homestead & Cabin

Build Your Own House on Open Desert Ground Southwest of Tucson

Flat, open Sonoran desert with creosote and mesquite scattered across it and mountains standing off in every direction. This is ground you build on: a site-built home, solar on the roof, a well or a water tank, and a septic system you put in yourself. Three Points sits fifteen minutes north for gas and groceries, and Tucson's full run of stores is about forty minutes east. Room to put down a real house, on your own terms, with no board meeting to sit through.

$125/mo
Down payment $100
$10,600 total
1.22 acres
AZPIM-00297
Standing at the northeast corner facing southwest across scattered vegetation and rocky terrain in Navajo County, Arizona.Navajo County, AZ
Homestead & Cabin

High Country Ground of Your Own Outside Snowflake, Arizona

High-desert grassland at about 5,878 feet, close enough to Snowflake and Taylor for groceries but far enough out to hear the wind do its own thing. It's a buildable lot of record with no HOA, so a small house, a manufactured home, or a tiny build is all on the table once you confirm lot-of-record status with the county. Four mild seasons, wide-open Arizona sky, and a little over an acre with your name on it.

$135/mo
Down payment $100
$10,360 total
1.18 acres
AZNAV-00751
Desert parcel with sparse vegetation and distant peaks along the horizon in Mohave County, Arizona.Mohave County, AZ
Camping & Recreation

Build Your Lake Mead Base Camp on Your Own Terms

You have launched your boat on Lake Mead more times than you can count, always from somebody else's ramp, never from a spot that was yours. This 1.18-acre lot sits in the high desert near Temple Bar Marina, open ground with distant mountains and enough quiet to hear yourself think. No HOA, no grid to hook into, just room to camp now and build a small off-grid place when you are ready. The Arizona side of Lake Mead has been waiting on you.

$115/mo
Down payment $100
$5,620 total
1.18 acres
AZMOH-00684
Distant ridgeline visible across open grassland with scattered vegetation on the parcel in Apache County, Arizona.Apache County, AZ
Homestead & Cabin

High-desert quiet at 6,474 feet, no HOA in sight

Sits flat and open just outside Concho, up around 6,474 feet, with grass, a little cactus, and views running clear in every direction. No HOA, no clock on when you have to build, and no neighbors close enough to mind your business (an empty trailer off to the east, a rooftop or two on the far horizon). Bring a well, a septic setup, and some solar, and you've got a quiet high-desert base that's yours to shape.

$250/mo
Down payment $250
$21,250 total
4.69 acres
AZAPA-00455
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