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Putnam County, Florida · near Satsuma · APN 12-11-26-8240-0050-0030: Florida River Country Near Crescent City, Yours to Build On

Possum Walk Road, Satsuma, FL 32189

This is river country, where the creeks run down to the St. Johns and folks keep a boat closer than a lawnmower. It's a wooded lot on a platted street near Crescent City, Florida, where families have already built. The whole lot sits in a mapped floodplain, so a house here goes up elevated and carries flood insurance, the honest price of ground this close to the water. If you've wanted a place in Florida's fishing country and you'll build it right, this one earns a look.

Build Up, Live Where the Fish Are

You've been priced out of the water your whole life. Every lot near a Florida creek worth fishing seems to come with a waterfront tag or a homeowners board deciding what color your mailbox can be. This one comes with neither.

It's a wooded lot on a platted street where families have already put down roots and built their homes. Put up a cabin or a modular you can finally call yours, keep the boat in the yard, and spend your Saturdays on the water instead of stuck behind a desk. Out here you set the pace, and the paint color.

Satsuma sits on Dunn's Creek, the run of water that ties 16,000-acre Crescent Lake to the St. Johns River, which is a long way of saying the fishing starts about as soon as you back the trailer down. Crescent City is a short drive south when you need a store, and Palatka is up the road for a full supply run.

Here's the straight of it: the whole lot sits in a mapped FEMA floodplain, so a house here goes up elevated and carries flood insurance. That's the toll for ground this close to the St. Johns, and every family on the road has already paid it.

Florida grew up around this water long before it grew up around anything else. A place on it, built right and up off the ground, is the kind of thing a family keeps.

  • Wooded, buildable lot on a platted street with occupied neighbors
  • No HOA and no build clock, so you set the pace
  • R-2 zoning welcomes a site-built, modular, or manufactured home
  • Crescent City about 12 minutes south, Palatka roughly 25 north
  • Walmart Supercenter for the big supply run sits in Palatka
  • Fish Dunn's Creek, Crescent Lake, and the St. Johns nearby
  • Whole lot is FEMA Zone A, so plan an elevated build
  • Owner financing available with a low down payment to start

Is this your kind of land

Who this parcel suits

Good fit for

A homestead with a well and septic system, or a small cabin retreat on quiet river-country land near Crescent City.

Not a fit for

Not a fit for mobile homes, RVs, or turnkey camping setups. This parcel requires a built structure and your own well and septic installation.

On the ground

Where it sits

The red outline on the map is approximate. It is drawn from county records to show roughly where the lot sits, not a surveyed boundary.

29.562007, -81.637992
Center coordinate · drive out on weak signal
Open in Google Maps
The four corner coordinates
NW29.5620, -81.6380
NE29.5620, -81.6376
SW29.5618, -81.6380
SE29.5618, -81.6376

Corner coordinates are approximate. Verify against the recorded plat before relying on them.

The record

The facts, every one of them

Acreage
0.23 acres
Lot dimensions
75 × 136 ft
Subdivision
None
Zoning
Residential-2
Utilities
No service on the lot. Power is reported at the road.
Terrain
Flat
Elevation
39 ft
Access †
Property can be accessed via Possum Walk Rd.
Flood zone
In a FEMA flood zone (Zone A)
Wetlands
Mapped wetlands across most of this parcel (Freshwater Forested/Shrub Wetland)
Cell signal
Not confirmed. Plan for none.
Annual taxes
About $95 a year
HOA / POA
None

† From county maps and records. Check with the county, or ask your Land Specialist what we have on file.

Dig deeper

Zoning & building rules: see What’s allowed here
Water & septic detail

Water: On-site: None. Options: Well or Haul. Would be a well, water haul and holding tank or other similar option

Sewer / septic: On-site: None. Options: Septic.

What’s allowed, and what it’s for

This one is a homestead first.

This is a build-it lot first. R-2 zoning and a platted street of occupied homes mean you can put up a cabin, a modular, or a manufactured home and make it your own, with a private well and DOH septic to serve it. The catch that shapes the whole plan is the floodplain: build elevated, carry flood insurance, and get your elevation certificate, the way every family on this road already has. For a buyer who wants a place in St. Johns River fishing country and will build to the water, this quarter acre is a real starting line.

A plain-language summary of how Putnam County's Residential-2 zone reads, current to October 2026. It is not a determination of what you may do here, and it is not legal or land-use advice.

A buildable Florida river-country lot for the family that wants a place near the water and will build it up right.
The whole lot is FEMA Zone A, so a financed build means elevated construction, flood insurance, and an elevation certificate, and the 0.23 acre has to fit a well and DOH septic, so start with a site evaluation.
Homes and dwellings
With permit
Living on the land
Not allowed
Off-grid and utilities
Allowed

Putnam County decides what is allowed, not us. Confirm current rules with Planning & Zoning before you buy.

Call (386) 329-0307
Show the full breakdownHide the full breakdown
Homes and dwellings
Build a house
With permit
Allowed with a county permit. On an older platted lot the county checks buildability and septic first.
Modular home
With permit
Allowed and treated like a site-built house. It has to meet the Florida Building Code.
Manufactured home
With permit
Allowed by right. R-2 is the county zone built to include manufactured homes. Skirting is required before final approval.
Mobile home
With permit
Nothing built before June 1976 may be placed. Out-of-state units need a Wind Zone II or III plate.
Tiny home
With permit
Allowed on a foundation if it meets the Florida Building Code. On wheels it is an RV, not a home.
Alternative structures
With permit
Sheds and garages are allowed, but not before house plans are filed. Shipping containers are not allowed in this zone.
Minimum dwelling
700 sq ft
Living on the land
Tent camping
Not allowed
Camping is not a listed use in this zone, so the county does not permit it on your lot.
Camp in RV
Restricted
Only on a lot that already has a house, and then 14 days at a time. Not on vacant land.
RV while building
With permit
Allowed with a temporary permit once the house permits are pulled. Six months, extendable to twelve.
Off-grid and utilities
Off-grid setup
Allowed
Solar, a well and septic all work here. If a county water line is within 250 ft you have to connect.
Power nearby
Yes
Utility power near the parcel
Water
Well or Haul
On-site: None. Options: Well or Haul. Would be a well, water haul and holding tank or other similar option
Sewer
Septic
On-site: None. Options: Septic.
AllowedWith permitRestrictedNot allowedAsk the county
See more homestead and cabin land

What it costs

Pricing & owner financing

Claim it today
$400
down + doc fee
Down payment$150
Doc fee$250
To claim today$400
$185/mo · 48 months
Note maintenance fee$12/mo
Property taxes, prorated$8/mo
Billed monthly$205
Total price$9,030

Pay it off early, any time, with no penalty.

No bank, no credit check. How it works
Clean title. Warranty deed in your name at payoff.
No HOA or POA dues. No utility meters to turn on.
Taxes current.
Pay by card, debit, or USDC crypto.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

Listing IDFLPUT-00423

Before you buy

Want to see it first?

Plenty of folks claim sight unseen, and plenty like to walk the corners before they decide. If that is you, we will text you a one-page field guide to take along.

Driving in

  1. Start in the nearest town
    Satsuma, Putnam County
  2. GPS to the parcel center
    29.562007, -81.637992
  3. Look for the road access
    Dirt road frontage · check the corners on the plat before you park

Before you leave town

  • Bring water and layers
    Cell service can drop past the nearest town. Plan for a round-trip without it.
  • Save the corners offline
    Copy the four corner coordinates before you head out.

The guide has the boundary map, the drive in, and county contacts. One text, no follow-up spam. Reply STOP to opt out.

View it here instead
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Homestead & Cabin
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Claim your ground

Go ahead and make these 0.23 acres yours.

Reserve it online in a few minutes with $150 down and a $250 doc fee, or ask a Land Specialist first. No bank, no credit check, and the deed in your name at payoff.

Claiming holds this parcel for you. Your contracts arrive by email within one business day, and your first 100 days are covered by the Peace‑of‑Mind Guarantee.

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